HDFC Capital Builder Fund

Best SIP Funds to Invest Online

HDFC Capital Builder Fund is now called

HDFC Capital Builder Value Fund

HDFC Capital Builder Fund approach is opportunity dependent, primarily buying value stocks. Focus on undervalued stocks that are trading below intrinsic value, as measured by potential earnings or asset values, and/or future cash flow growth, Does not consciously seek to be contrarian. However, many opportunities would require a contrarian view. The Scheme may own good businesses going through a temporary difficult period as they usually present an attractive entry point. Seeks to buy companies with strong track record. As a result, unproven business models usually do not enter the portfolio. Avoids companies where management quality is poor and there is history of corporate governance issues, Overall preference is to buy companies with good cash flows and strong management and own them for an extended period of time.

HDFC Capital Builder Fund Strategy

  • No Sector bias
  • Value Bias

No Market cap bias

Bottom-up value stock picking across sectors has generated alpha over benchmark in 19 out of 24 financial years .

HDFC Capital Builder Fund 14 Year Dividend Track Record

Inception Date- February 01, 1994
Fund Manager- Mr Miten Lathia

HDFC Capital Builder Fund outperformed the category median on all 1230 observations
HDFC Capital Builder Fund No of Funds in Category No of Observations % times > Median Average CAGR of 1230 observations
3 Year Rolling Returns 70 1230 100% 16.60%
5 Year Rolling Returns 66 1230 100% 16.70%
Performance as on 14/05/2018
Scheme NAV (Rs.) Corpus Apr 2018 (crs.) 180 Days Absolute 270 Days Absolute 1 Year Absolute 2 Years CAGR 3 Years CAGR 5 Years CAGR 10 Years CAGR 15 Years CAGR Since Inception
HDFC Capital Builder -(G) 297.253 3053.17 5.28 12.99 16.84 22.48 14.78 20.67 14.45 24.40 14.98
Nifty 500 TRI Benchmark 5.00 9.25 14.43 20.93 12.70 16.17 9.96 20.29 17.35

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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MOTILAL OSWAL MULTICAP 35 FUND

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3 year return: 14.52%

Fund Manager: Gautam Sinha Roy

Top 10 holdings: 56.03%

The fund manager has built a concentrated portfolio and looks for long-term secular growth stories. He is overweight on financials with NBFCs, housing finance, insurance and private banks accounting for about 45% of the portfolio. As the global environment improved, he added TCS and Infosys to the portfolio. The fund manager has stayed away from telecom, pharma and PSU banks, which helped the fund deliver superior returns. Stocks such as Bajaj Finance, HDFC Standard Life and Eicher Motors have worked well for the scheme.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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You can write to us at

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Franklin India Equity Fund

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Rising uncertainty in markets calls for investments in mutual fund schemes which have demonstrated consistency in returns and at the same time have been in existence for more than 15 years. One such scheme is Franklin India Equity Fund.

The scheme, which has been in existence for more than 20 years, has gone through various market cycles and delivered stable and superior returns only in the long term. Keeping this mind, investors could consider investing in the fund.

The scheme’s fund managers, Anand Radhakrishnan and R Janakiraman, scarcely deviate from the fund house’s mandate of selecting companies which have competitive advantages, superior return on capital, encouraging financial performance and are trading at reasonable valuations.

At present, the fund has more than 70% of its investments in large-sized companies, and the remaining in mid- and-small-sized companies. In the past three- and five-year periods, the scheme has delivered return close to 11% and 19%, while its benchmark index, Nifty 500, has given 12 and 15%, respectively.

In the past six months, the scheme’s fund managers have exited companies trading at high valuations, and have enhanced exposure to companies which have some edge in their respective sectors, and are available at reasonable valuations. Some of these companies are CG Power & Industrial Solutions, Info Edge and ICICI Securities. This scheme is strictly for investors who have a minimum horizon of three years.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

SBI Magnum Multicap Fund

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SBI Magnum Multicap fund invests in stocks across the market capitalisation, which has helped its performance in recent years

  • Aggressive player: SBI Magnum Multicap

SBI Magnum Multicap fund is suitable for investors looking for capital appreciation with a long-term investment horizon. The fund invests in stocks across the market capitalisation, which has helped its performance in recent years. A relatively lesser known fund from SBI, this fund also filters stocks based on compounding ability, capital efficiency, quality of management, and potential for growth.

SBI Magnum Multicap mid-cap stock selection like AU Small Finance Bank, Equitas Holdings, Muthoot Finance, Jubilant FoodWorks and Titan Company have all panned out well for the fund, which is reflected in its performance. The fund has done better than the benchmark repeatedly and by a significant margin in the long run. The fund’s performance has also been tested for lacklustre periods like 2011 and 2013, yet it has not caught the fancy of investors with huge inflows. Invest in this fund with a five year investment time frame to derive the maximum gains.

Launch Date: September 16, 2005
Fund Manager: Anup Upadhyay
Benchmark: S&P BSE 500 Index

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

L&T Emerging Businesses Fund

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L&T Emerging Businesses Fund Scheme will primarily be a diversified equity fund which will invest predominantly in small cap stocks to generate long term capital appreciation.

L&T Emerging Businesses Fund may have completed just three years since launch, but it has proven itself capable of beating both its benchmark and peers by convincing margins in this period. Its one and three-year returns are 7 and 6 percentage points ahead of the category returns. This is despite the benchmarking to the BSE SmallCap Total Returns Index. Making its debut at a three-star rating, it has climbed to four stars in the last six months. The fund does not pigeon-hole itself into either the growth or value styles of investing but looks to buy good-quality, growth businesses at a reasonable valuation.

L&T Emerging Businesses Fund has retained a laser focus on mid- and small-cap stocks through market cycles, without leaning on any large-cap exposures to handle deployment or liquidity issues. This makes its performance vis-a-vis peers stand out. The fund remains open to both lump sums and SIPs.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

ICICI Prudential Balanced Advantage Fund

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ICICI Prudential Balanced Advantage Fund
Assets under management: ₹27,123 crore
Fund manager: Ihab Dalwai/Manish Banthia/Rajat Chandak/Sankaran Naren
Top 3 equity holding: HDFC Bank, Infosys, HDFC Ltd
1-year return: 7.91 per cent

ICICI Prudential Balanced Advantage Fund is The largest fund by assets under management in this category, the fund adjusts its equity allocation based on the price-to-bookvalue ratio of the market, with rebalancing done on a daily basis. At April end, the equity allocation stood at 42 per cent, with the fund house having the flexibility to move it between 30 and 80 per cent. The equity portion is mainly invested in large-cap stocks while in the debt part, the fund has taken duration calls earlier, helping make the most of rate declines.

It has some allocation to below-AAA corporate bonds for higher accruals.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

HDFC Top 100 Fund

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HDFC Mutual Fund said it is changing the fundamental attributes of HDFC Top 200 Fund. The changes are in line with Sebi’s new categorisation and rationalisation norms for mutual fund schemes. HDFC Top 200 Fund will be called HDFC Top 100 Fund and it will focus on largecap stocks. Earlier, the scheme had almost 10 per cent allocation to midcap stocks. All the proposed changes in the scheme will be effective from May 23.

HDFC Top 200 Fund has always been a largecap focussed scheme and I don’t think the recategorisation of this scheme will make major changes in your portfolio,

Many schemes are going through changes to comply with Sebi’s new norms for categorisation and rationalisation of mutual funds. Mutual fund advisors believe that unless there are changes in the fundamental attributes of a scheme or its portfolio, investors should not consider selling the scheme.

If you think that the changes in the scheme will hamper your goals, say, by providing lower returns or the new changes are against your risk appetite, you should stay put. In this case, the midcap edge to the scheme will be lost and hence investors should expect lower returns

Currently, HDFC Top 200 Fund invests 76.45 per cent in giant stocks, 13.68 per cent in large stocks and around 10 per cent in midcap stocks. After the recategorisation, the scheme will lose its midcap holdings, which according to mutual fund advisors, were fetching better alpha for the scheme over the last couple of years.

According to Sebi’s new norms, a largecap scheme would be mandated to invest minimum 80 per cent in equity and equity related instruments. The scheme can invest the rest 20 per cent in debt securities, money market instruments, units issued by REITs and InvITs and non-convertible preference shares

If you did not invest in the scheme for asset allocation purposes, then also you shouldn’t switch. The fund management team remains the same, so you are good to stay invested

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Equity Savings Funds

Best SIP Funds to Invest Online

Equity savings funds invest about 20-40% in equities, 30-35% in arbitrage opportunities and the remaining in debt. They are meant to be an alternative to regular income type debt schemes and even fixed deposits, and are gaining popularity in recent times. This is because equity savings funds attract equity taxation which is lower than tax rates levied on debt funds and FDs.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

How to Fill SIP Forms

Best SIP Funds to Invest Online

Many investors make the mistake of signing a mutual fund Systematic Investment Plan (SIP) form without reading the whole and understanding the relevant points mentioned. We just ask the advisor one question – where do I need to sign? Simply signing the form will only complete the formalities, however, it will not help you understand where your money is being invested. However, an aware investor should always be aware of how the fund will deal with our money.

Here are 5 important points which one should know while signing their SIP form:

Applicant’s Information: The first thing you need to check is your name which should be entered correctly. You also have the option to enter second and third applicant’s name. Most importantly, you should enter your mobile number and e-mail ID correctly. This helps the AMC in sending you updates related to your investments details from time to time. However, investors should be KYC compliant before making an investment. If you have not got your KYC done, you should get it updated first.

Investment Details: This is the most important section which should not be left unread. You should know the following investment details:

Scheme Name: Know the fund house where you are going to invest your money and after that the scheme name where your money is actually going to be pooled in. While knowing the scheme, you get to know the scheme category which helps you in identifying the risk and returns associated with that particular scheme.

Plan option: There are three options for you to select while routing your money through SIP mode. As per your choice, you can select – Growth option which helps in appreciating your capital over a period of time. Second is Dividend option which helps you get regular payouts from the scheme and the third is Dividend re-investment option where instead of taking the payouts in hand, you can reinvest the same in that particular scheme.

SIP Frequency: It’s a myth or lack of knowledge that SIP’s can be done only on monthly basis. You can ideally do MF-SIP investment on quarterly, weekly, half-yearly or even on an annual basis.

SIP Date: Your SIP investment amount will get deducted from the bank as the date you will select while filling up the form. You may select any one date from a range available. Once you select the date, your investment amount gets automatically deducted every month (or in any frequency) on that particular date. Therefore, choose the date wisely and maintain minimum SIP amount in your bank on that particular date so that you may lose out any of the deduction any month.

SIP Period: For how long you want to continue your SIP? By selecting the number of years, you can continue your SIP till that date. No deduction will be made further from the bank once the tenure of SIP gets over. However, your money remains invested and you will still earn compounding interest over the years till the time you will not exit from the scheme. Make sure as per the time horizon of your financial goals, you should be able to continue your SIP without any break.

Bank account detail for the debit mandate: You need to link your bank account with the AMC (Asset Management Company) so that your monthly investment amount get automatically deducted from the bank through ECS (Electronic Clearing Service) mode. Therefore, before giving details of the bank make sure you will be able to maintain a minimum balance in that account and keep it in a running mode. However, banks detail can be changed anytime as when the investor requires doing so.

DEMAT Details: Mention the details correctly in the form. However, it not a mandatory to have a DEMAT account. You can directly invest through any AMC or a broker/agent. If you have a DEMAT account you can get your SIP linked to it and get an easy access to view the details of your scheme anytime. In such case, you do not have to request a broker or an agent to send you your investment details whenever required.

Declaration and Signature: Once you have thoroughly gone through all the details and took concerned advice from your financial adviser, you can then sign the form and submit it to the AMC for final processing of your investments.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

IDFC Dynamic Equity Fund

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IDFC Dynamic Equity Fund
Assets under management: ₹865 crore
Fund manager: Arpit Kapoor, Arvind Subramanian and Sumit Agrawal
Top 3 equity holding: HDFC Bank, Maruti, Ambuja Cement
1-year return: 9.4 per cent

IDFC Dynamic Equity Fund uses a quantitative model to decide its allocation to equity and debt. Equity exposure is decided on the opportunities available at various points in time based on the month-end weighted average PE ratio, with a large cap bias. Given the current situation of the markets, the fund has a 54 per cent equity exposure, with two thirds of the equity exposure in large caps and the balance in midcaps. Debt portion is conservatively managed with allocation to state government bonds and AAA-rated companies

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com