AXIS EQUITY FUND

Best SIP Funds to Invest Online

AXIS EQUITY FUND is now AXIS Bluechip FUND

Fund Manager: Shreyash Devalkar Assets Under Management:1,989 crore Top Holdings: HDFC Bank, Kotak Mahindra Bank, Maruti

RETURN: 20.42%

A stickler to quality and growth, the fund manager picks up companies with high ROE, superior quality cash flows and corporate governance. Post demonetisation, the fund manager was quick to spot money coming into the formal banking system and went overweight on banks and NBFCs, like HDFC Bank and Bajaj Finance. This along with being overweight on consumption and automobiles, participation in IPOs like Avenue Supermarts and Endurance Technologies helped the fund deliver superior returns. The fund avoided value traps like PSU banks, pharmaceuticals and information technology, which helped it stay ahead of its peers.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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KOTAK SELECT FOCUS

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Fund Manager: Harsha Upadhyaya

Assets Under Management:19,228 crore

Top Holdings: HDFC Bank, L&T, RIL

RETURNS: 15.33%

One of the key themes which helped the fund manager sail through demonetisation times is revival in the rural economy. Keeping this in mind, he bought in FMCG and auto companies. Besides rural recovery, he also focused on the consumer discretionary theme. Some of these companies which he bought in due to cheap valuations include Britannia, Godrej Consumer Products, Bata, Mahindra & Mahindra and Hero MotoCorp. To insulate the scheme’s portfolio from any downfall, the fund manager was prompt enough to stay away from stocks which have been facing adverse business situation.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Sundaram Select Focus Fund

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Sundaram Select Focus Fund Objective:

To achieve capital appreciation in medium to long term by investing in equity and equity related instruments of select stocks.

Fund Features

• A concentrated large-cap fund.

• The fund would be investing in a MAXIMUM of 35 stocks across sectors with the objective to deliver consistent and steady returns over time with limited volatility.

• The fund would have >80% of the corpus invested in well managed and established large cap companies (Top 100 companies).

• The fund would follow a bottom up approach in stockpicking based on in- house research and fund managers conviction and would generally be focussed around 3-4 themes.

• The investing style would have GARP (Growth at Reasonable Price) bias.

PORTFOLIO CONSTRUCTION – HIGH CONVICTION THEMES

#1 Discretionary Consumption

•Structural attractiveness due to higher incomes, improving consumption patterns and rising market penetration

•Key OW Calls: Autos (Maruti), Consumer goods (Voltas, Whirlpool), Retail banking (HDFC Bank, Kotak Bank, IndusInd Bank)

#2 Domestic Cyclical Recovery

•The Indian economy is expected to witness revival in economic growth which will augur well for cyclical stocks

•Key OW Calls: Corporate lenders (ICICI Bank), Select Industrials (L&T, Cummins)

#3 Government Reforms

•Key OW Calls: Oil marketing companies (IOC, BPCL), Beneficiaries of govt spending (L&T, Cummins)

#4 Weak Outlook on Exporters

•Key UW Calls: Metals ( China demand, protectionism, currency ), Pharma (US generic pricing concerns)

Performance:

Value Research – Data as on April 23, 2018
Equity Fund Category AAUM NAV Returns
Rs. Crore Rs 1 Month 3 Month 6 Months 1 Year 2 Years 3 Years 5 Years 6 Years 7 Years 10 Years Since Launch Launch Date
Sundaram Select Focus Fund – Regular Plan 685 167.39 5.41 -2.93 4.81 18.29 18.74 10.06 14.45 13.20 9.19 7.63 19.60 30-Jul-02

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Aditya Birla Sun Life Pure Value Fund

Best SIP Funds to Invest Online

How the Aditya Birla Sun Life Pure Value Fund performed?
With a 10-year return of 20.5%, the fund has massively outperformed both the benchmark index (8.49%) and the category average (14.79%). The fund has beaten both index and peers handsomely over the past decade.

Should you invest Aditya Birla Sun Life Pure Value Fund
Aditya Birla Sun Life Pure Value Fund is a true-to-label value oriented fund. It scouts for businesses largely overlooked by the market that offer high margin of safety and have enough potential for growth. It tends to tilt towards the mid and small-cap segment where mispricing tends to be more acute.

Aditya Birla Sun Life Pure Value Fund portfolio has expanded over the past year, as its corpus has grown, resulting in a more diversified portfolio. It is constantly searching for new value ideas and so exhibits a higher portfolio churn. Aditya Birla Sun Life Pure Value Fund has built a solid track record, executing its mandate with a high degree of consistency. But its outperformance has also been accompanied by a high degree of volatility. Investors with an aggressive approach will find it a worthy bet for long-term goals.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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KOTAK EMERGING EQUITY FUND

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KOTAK EMERGING EQUITY FUND will continue to stick to its mid-cap mandate, even as some of its peers opt for other segments. It will not see any change in its stance, apart from ramping up its presence in larger mid-caps to align with the defined market-cap boundaries for this fund category.

KOTAK EMERGING EQUITY FUND portfolio average market capitalisation has inched up as a result. The scheme will also adopt a new benchmark index—Nifty Free Float Midcap 100—to better represent its target segment, which will form 65% of its corpus. For the remaining 35%, the fund will continue to tap large- and small-caps for stability and faster compounding, respectively. It will maintain emphasis on owning quality businesses, avoiding momentum or beta plays.

Its superior risk-return profile makes it a worthy pick in its segment.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

RELIANCE LARGE CAP FUND

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RELIANCE LARGE CAP FUND is now RELIANCE Top 100 FUND

Fund manager: Sailesh Raj Bhan Assets Under Management:9,833 crore Top Holdings: SBI, HDFC Bank, ITC

RETURNS: 16.37%

After the announcement of demonetisation, a large number of quality companies were available 30-40% cheaper than what they were trading before. This fall in premium in valuation of quality companies attracted high interest from fund managers. The fund manager focused on companies which could generate aggressive growth largely because of their size and market share. These were Eicher Motors, HDFC Bank, Tata Steel, Mahindra & Mahindra, and Larsen & Toubro. He stayed away from defensives and enhanced exposure to companies which captured the consumer discretionary theme quite well. These include Bajaj Finance and Chola Finance.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Aditya Birla Sun Life Balanced Fund

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Aditya Birla Sun Life Balanced Fund seeks to achieve long-term capital appreciation and current income from a balanced portfolio with a target allocation of 60% equity, 40% debt and money market securities.

This category veteran has the track record of beating the benchmark in every one of the last 15 years, except 2008. It has retained a three to four star rating throughout its 12 year life.

Aditya Birla Sun Life Balanced Fund maintains a 70-30 allocation in favour of equities, with a 5 per cent leeway to move either way based on market conditions. Rebalancing is done on a monthly basis.

Within the equity portfolio, the positioning is conservative, with a two third allocation to large-cap stocks. The debt portion uses both duration and accrual strategies to deliver alpha.

Aditya Birla Sun Life Balanced Fund follows ‘growth at a reasonable price’ strategy and looks for secular growth stories for its equity portfolio. In the last one year, the fund has consciously shifted its equity weights in favour of large-caps, with a 69 per cent allocation to this segment as of January 2018. The debt portion uses a mix of sovereign and corporate bonds, but mainly with ratings of AA or above in the latter. The debt portion uses duration calls to add to returns, with the average portfolio maturity at 6.92 years by January end 2018.
The fund’s underperformance of category and peers in the last one year has seen the margin of outperformance narrow over three and five years, too. Save for 2008, when it lagged behind the index, the fund has been quite good at handling both bull and bear phases. The fund’s exceptional returns in 2009, 2014 and 2017 show that it has been particularly adept at playing the big bull years.

Aditya Birla Sun Life Balanced Fund is A reliable fund that has proved itself across three market cycles.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

How To Save LTCG On Equity Mutual Funds?

Best SIP Funds to Invest Online

The Finance Minister Arun Jaitley, presented the Union Budget on February 1st 2018. The Finance Minister had plenty of goodies for farmers, MSME, job seekers and healthcare for rural citizens of India. Arun Jaitley even introduced the World’s largest healthcare program.

PM Narendra Modi presented his pro-poor image in a big way. But, he had some bad news for the rich. An LTCG tax of 10% was introduced on equity-oriented mutual funds. All capital gains till Rs 1 Lakh a year, would be tax-exempt. LTCG tax of 10% would be effective from April 1st 2018 with grandfathering.

Hearing this bad news the stock markets would have collapsed…but, they didn’t fall much. The reason for this was Arun Jaitley introduced the grandfathering clause. A grandfathering clause allows you and other people who have made investing decisions under the old law, to continue to enjoy concessions until a particular time frame.

Grandfathering clause is an exemption granted to you and other existing investors on equity shares and equity-oriented mutual funds, on profits made till January 31st 2018. The grandfathering clause says that there will be no LTCG tax on notional profits in equity shares/mutual funds.

Is there any way you can escape paying LTCG tax of 10% on mutual funds and shares? Yes, there is. Let’s find out how you can do this

How to save LTCG on equity mutual funds?

There’s an easy way to solve this problem. Even though all your long-term capital gains are tax-exempt till 31st January 2018 (grandfathering clause), there’s a real easy way to escape this tax. All you have to do is sell your investments in equity-oriented funds, where you have stayed invested for a year or more, before March 31st 2018.

If you don’t need the money, don’t sell your equity-oriented mutual funds, just to save LTCG Tax. If you want to rebalance your portfolio (The desired amount to be ideally maintained in equity and debt), then this is an excellent time to do so. Sell your underperforming equity mutual funds and shares which you have held for a long time, before 31st March 2018.

1. How much LTCG Tax you pay on equity mutual funds?

FM Arun Jaitley has introduced an LTCG Tax of 10% on equity-oriented funds. You also have the grandfathering clause which takes into account, your actual purchase price, fair value which is the value as on January 31st 2018 and the final selling price.

This table explains how much LTCG Tax you pay on equity mutual funds.

2. Avoid churning your equity mutual fund investments?

Buying and selling your equity mutual funds frequently, is called churning. Every time you sell your equity mutual funds, you have to pay tax. If you sell equity mutual funds before a year, you pay short-term capital gains (STCG) tax of 15%. If you sell equity mutual funds after a year, you pay long-term capital gains (LTCG) tax of 10%, if LTCG is above Rs 1 Lakh in that financial year.

Simple…If you keep churning your equity mutual fund investments, you will pay tax.

To avoid paying tax (STCG or LTCG), you must invest in consistent-performers. Invest in equity funds which are consistent-performers. This way you don’t have to sell regularly (churn), and you save on tax.

Investing in equities is for the long-term (5-7 years). But, if you invest in under-performing equity funds, you would be stuck with them and suffer heavy losses. Invest only in consistently-performing equity funds, which have regularly beaten benchmarks.

3. Exit ELSS because of LTCG Tax?

ELSS invests most of your money in stocks. ELSS used to enjoy EEE benefits. Your investments in ELSS enjoy tax deductions under Section 80C, up to Rs 1.5 Lakhs a year. The returns you get and the withdrawal at maturity was tax-free.

Now, there’s an LTCG tax of 10% on withdrawals from ELSS if, LTCG is above Rs 1 Lakh. While PPF and EPF continue to enjoy EEE benefits, many investors believe that ELSS might not be a good investment after LTCG Tax. So…should you exit ELSS investments just because of LTCG? ELSS has been the favorite of many risk-taking investors, because of the high returns it has given in the past. So don’t run away from ELSS.

ELSS forces you to stay invested in equities for the long-term, because of its 3-year compulsory lock-in. An investment in equity generally performs well, over the long-term. So continue to invest in ELSS via SIPs.

Aggressive investors must invest in ELSS as even with LTCG tax, returns are higher than PPF and EPF. With a short lock-in of just 3 years, ELSS remains the best investment to save tax. Be Wise, Get Rich.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

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Invest [at] SaveTaxGetRich [dot] Com

MF transactions with UPI

Best SIP Funds to Invest Online

Mutual fund transactions have become easier since investors were allowed to carry out transactions online. Investors can now make payments for their online mutual fund transactions using Virtual Payment Address (VPA).

Who can use facility?

Existing investors of the mutual funds as well as new investors can use UPI as a payment option. Transactions such as lump sum investment or SIP (first installment) can be made using UPI interface.

Prerequisites

The investor should be KYC compliant and have the BHIM application downloaded on their registered mobile phone. Keep the VPA information handy before carrying out online transaction.

Entering details

The investor can access the fund website and click on online transactions. Existing investors can enter login credentials or basic details to access the folio. Next, the investor has to click on additional purchase or new purchase and enter scheme and amount details.

Payment option

While choosing payment option, the investor should click on UPI as payment mode. Once this is done, the investor will be prompted to enter his VPA to initiate the UPI transaction.

Authentication

An authentication message is sent to investor. The investor has to then open BHIM app and go to ‘pending UPI transactions’. Under the tab ‘pending with me’ the MF transaction will appear. Investor must click that to complete process.

1. VPA is an identifier that is created by the user by linking his bank account to the mobile payment application.

2. There is a per transaction limit of ₹1 lakh for transactions carried out through UPI.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

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ICICI Prudential Equity & Debt Fund

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ICICI Prudential Equity & Debt Fund scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.

An impressive show in the last two years has propelled this fund from a three-star to a four-star rating. The fund invests a minimum of 65 per cent in equity. This allocation can go up to 80 per cent depending on market conditions.

ICICI Prudential Equity & Debt Fund practises some degree of tactical allocation based on an in-house assessment of market valuations. Within equities, over 80 per cent of the allocation is parked in large-cap stocks, which is higher than the peers’ allocations. It invests in a blend of large and mid-cap stocks, with a good track record and long-term growth potential. The allocation between large and mid-caps is decided on a tactical basis rather than any predefined ratio.

ICICI Prudential Equity & Debt Fund follows a blend of growth and value styles. On the debt portion, the fund does take aggressive duration calls. Throughout 2015-16, for instance, the average maturity was higher than 10 years. This has been toned down lately to four to five years as interest rates have headed lower. While the fund seeks to add to returns based on rate calls, it is very conservative about taking on credit risks. Sovereign and money-market securities dominate its portfolio.

On a three-year and five-year basis, the fund has outperformed its benchmark by 2 to 5 percentage points and the category by 1 to 2 percentage points. Traditionally, the equity portfolio has been mid-cap biased. But in the last one year, its weights have veered sharply towards large-cap stocks. The fund is now significantly overweight on large-caps relative to the category.

ICICI Prudential Equity & Debt Fund – A balanced fund which has tactical allocation to bump up returns.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com