Aditya Birla Sun Life Frontline Equity – Large Cap Equity

Best SIP Funds Online

Aditya Birla Sun Life Frontline Equity Fund invests predominantly into large cap stocks, with a midcap exposure between 15% and 20%. Mahesh Patil is an experienced and skilled manager and his well-executed investment approach makes this fund a compelling choice for investors. Patil loosely aligns the portfolio’s sector weightings with those of the index. His stock-picking has been impressive. A growth bias is apparent as Patil focuses on factors such as ROCE, ROE, and earnings growth potential. The fund has been a consistent performer across the years.

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Franklin India Short Term Income Fund

Top SIP Funds to Invest in India Online

Franklin India Short Term Income Fund

All through Franklin Templeton Asset Management (India) Pvt. Ltd’s turbulent period in 2015, when the first signs of a credit default—and its disastrous impact on mutual funds — came and then later when the fund house’s own debt schemes sold their own holdings in Jindal Steel and Power Ltd (JSPL) debt securities at a loss; we had held on to Franklin India Short Term Income Fund (FSTIF) in Mint50. FSTIF was its only debt scheme in Mint50. Reason: despite a high-risk portfolio of low-rated securities that could spook out the ordinary investor, we had faith in fund manager Santosh Kamath who had otherwise managed the portfolio deftly, leaving aside the JSPL fiasco. Its 1-year return for most weeks ending in 2017 was around 10-11%; one of the best in the category. Of course the fund took very high risks to achieve that, something not all funds would—and rightly so— be doing. So what went wrong? According to Franklin Templeton AMC’s annual report for the year ending September 2016 (October to September calendar), it turned out that the AMC had bought over JSPL’s papers from the debt schemes of Templeton in 2016 At the time, the AMC had not disclosed this.

The AMC bought the paper from the scheme, at what seemed like a discount. Plus, it played the dual role of the price setter as well as the buyer (instead of say, appointing an external valuer). This left a bitter taste in our mouth.

The fund house may have ticked the regulatory boxes, but this raises corporate governance issues, especially when, according to news reports, two other fund houses recently took some companies to the National Company Law Tribunal for defaulting on their payments.

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

DSP BlackRock Equity Fund

Best SIP Funds to Invest Online

DSP BlackRock Equity Fund Scheme Information
Fund manager Atul Bhole
AUM in crores 2504
Exit load < 12 months: 1%,
> =12 months: Nil
Equity 98.01%
Performance as on 21st feb 1 Month 3 Months 6 Months 1 Year 2 Years 3 Years 5 Years 8 Years 10 Years 15 Years 20 Years Since Inception*
DSP BlackRock Equity Fund – Reg – Dividend (6.17%) (0.25%) 5.94% 18.32% 25.04% 8.96% 16.92% 13.13% 11.85% 24.75% 20.90% 20.41%

*inception date-29th April 1997

Equity Composition
Large Cap Mid Cap Small Cap Micro Cap
60% 12% 10.7% 15.3%
Top 5 sectors Holdings
Banks 20.43%
Finance 9.69%
Construction Project 6.72%
Consumer Non Durables 6.38%
Cement 6.07%

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

HDFC Mid-Cap Opportunities Fund

Top SIP Funds Online

Fund Manager: Chirag Setalvad
Investment Style: Mid Growth
Investment Process: The fund manager invests in tangible businesses and continues to hold them over the long term.

He seeks quality companies from the mid-cap segment that he believes are reasonably priced.

Rating: Gold

Date of Analysis: May 2017

HDFC Mid-Cap Opportunities Fund is one of the best at what it does. Chirag Setalvad stands out as a capable manager who applies a hands-on approach towards research. The small/mid-cap segment can best describe the volatility across Indian equity markets. Other factors such as constrained liquidity and limited coverage can make small/mid-cap investing slightly more challenging. Hence, the need for a skilled manager and a solid investment process cannot be overstated.

HDFC Mid-Cap Opportunities makes the grade on all counts. In our opinion, Setalvad ranks amongst the best portfolio managers in the India. He has been managing this fund since its inception in June 2007, and we view his long tenure at the fund house as a positive. Detailed and exhaustive research is central to his investment approach. Setalvad emphasises gaining an in-depth understanding of a business before investing. He seeks companies with proven track records so he can gauge how they have held up during testing times. There is a perceptible quality bias in the investment style, characterised by investments in companies with strong management teams and robust business models.

HDFC Mid-Cap Opportunities inherent investment style is one that we have come to associate with the fund company’s equity funds. Setalvad combines absolute and relative valuation parameters to select stocks that aren’t too expensive relative to their growth prospects. The manager is a patient investor with a long-term investment horizon, which jells well with the quality bias. Given the bias for quality stocks, we expect the fund to underperform the competition in market phases when speculative fare is in favour.

Investors must also note that Setalvad’s tendency to make contrarian investments can result in a divergent showing versus the category over shorter time periods. Nonetheless, over a market cycle, we believe the fund is equipped to serve investors well. Our confidence in the fund’s performance potential has only grown stronger over time

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

IDFC Banking Debt Fund

The IDFC Banking Debt Fund has proposed to change its erstwhile strategy of building typically around 12 month portfolio of Bank CD at the end of financial year and run down maturity. The strategy used to work as the borrowings by banks used to peak around year end and decline as the new financial year started.

Invest Online

· As per current environment where banks are no more showing aggression to borrow as the credit off take is benign and liquidity is surplus due to demonetisation, the above mentioned strategy is not looking attractive.

· Banks have aggressively cut MCLR and current situation is that the bank reference rate (MCLR) and the corporate bond spreads have shrunk from over 200 basis to 60/70 basis.

· With low credit off take, easy liquidity conditions and RBI expected to keep a long pause on rates, the banking system is not in a position to raise rates.

· Given this back drop, we think that the corporate bond rates has little room to delink from MCLR and thus gives a lot of comfort for building a short term portfolio.

As a result, IDFC Banking and PSU Debt Fund* will run a dominant Banks, PSU and PFI bond book with an aim to generate a higher carry in the short term space.

* Change in name will be effective June 12, 2017

Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich

Top 10 Tax Saver Mutual Funds for 2018

Best 10 ELSS Mutual Funds to Invest in India for 2018

1. DSP BlackRock Tax Saver Fund

2. Tata India Tax Savings Fund

3. Birla Sun Life Tax Relief 96

4. ICICI Prudential Long Term Equity Fund

5. Invesco India Tax Plan

6. Franklin India TaxShield

7. Reliance Tax Saver (ELSS) Fund

8. BNP Paribas Long Term Equity Fund

9. Axis Tax Saver Fund

10. Sundaram Diversified Equity Fund

Invest in Best Performing 2018 Tax Saver Mutual Funds Online

Invest Best Tax Saver Mutual Funds Online

Download Top Tax Saver Mutual Funds Application Forms

For further information contact SaveTaxGetRich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

OR

Call us on 94 8300 8300

Birla Sun Life Equity Fund

At a time when equities are trading at high valuations, it makes sense to go for a multi-cap scheme that invests in companies across market caps. Because once earnings growth catches up, there would be interest in companies of all sizes. Among the multi-cap schemes, Birla Sun Life Equity has distinguished itself as a consistent performer with a right mix of mid-and large-sized companies.

Anil Shah manages the Birla Sun Life Equity Fund and uses a combination of strategies in picking stocks. As and when required, he employs topdown and bottom-up approaches to select an attractive stock.In addition to this, he takes expensive calls but with a caution and comfort of selecting companies, which have high visibility of earnings growth. These factors have worked in the scheme’s favour.

Another factor which investors should keep in mind is the scheme’s long performance history, which is commendable. The scheme has been in existence for the past 18 years. It has not only beaten its peers but also its benchmark S&P BSE 200 by a wide margin. In the three-year and five-year periods, the scheme has delivered 24% and 21.9 % returns, respectively, while its peers have generated 19% and 17% returns, respectively.

In the past six months, the Birla Sun Life Equity Fund scheme’s fund manager has bought stocks that may look out of favour in markets right now, but would prove as value buys in the long term. These companies are Tech Mahindra, Ashok Leyland, Power Grid Corporation and ICICI Bank.

18_04_2017_010_025_008.jpg

Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich

Top 10 Tax Saver Mutual Funds for 2018

Best 10 ELSS Mutual Funds to Invest in India for 2018

1. DSP BlackRock Tax Saver Fund

2. Tata India Tax Savings Fund

3. Birla Sun Life Tax Relief 96

4. ICICI Prudential Long Term Equity Fund

5. Invesco India Tax Plan

6. Franklin India TaxShield

7. Reliance Tax Saver (ELSS) Fund

8. BNP Paribas Long Term Equity Fund

9. Axis Tax Saver Fund

10. Sundaram Diversified Equity Fund

Invest in Best Performing 2018 Tax Saver Mutual Funds Online

Invest Best Tax Saver Mutual Funds Online

Download Top Tax Saver Mutual Funds Application Forms

For further information contact SaveTaxGetRich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

OR

Call us on 94 8300 8300

Debt Funds Categorisation

Best SIP Funds to Invest Online

Debt funds are no longer going to come packaged simply as short term income funds or long term income funds. These categories were found to be very broad and did not define the specific interest rate risk attached to a fund.

For example, a mutual fund with an average maturity of 4 years could also fall in the short-term income fund category along with a fund which has a 1.5-year average maturity. The new categorisation guidelines from Securities and Exchange Board of India (Sebi) now specify more targeted categories around level of interest rate risk and credit risk taken by the fund. Here are some changes that you need to look out for.

Short term income funds
This broad category will no longer exist; instead there are four types of funds you can look out for. The Low Duration fund category will look at investing in debt and money market securities so that the portfolio duration is between 6 to 12 months.

Duration measures the sensitivity of bond price to changes in interest rates and is measured in years. Higher the time duration, the riskier a bond investment is as bond prices fall with rise in interest rates. A rise in rates has a greater impact on price of longer term bonds with fixed coupons. Next, there is a category called Short Duration fund which will invest and the portfolio duration is from 1-3 years. Lastly, the Medium Duration fund category will have a portfolio duration between 3-4 years. There is an additional category called Money Market Fund which will invest only in money market securities up to a duration of 1 year. Money market securities are short term debt securities used by governments and corporates to raise money typically for a period which is less than a year.

Long term funds
Long term funds are now broken down to Medium to Long Duration funds which can invest in securities such that portfolio duration is 4 to 7 years and Long Duration Funds which can invest such that portfolio duration is 7 years. Here, the interest rate risk is higher given the longer term duration.

The guidelines allow for the fund managers in Medium to Long Term funds and Medium Duration funds (mentioned earlier) to reduce portfolio duration to a minimum level of up to 1 year in case of anticipated adverse market conditions.

Corporate bonds
Earlier there were no separate categories for funds investing majority of assets in corporate bonds.

This new category called Corporate Bond fund will invest at least 80% in corporate bonds rated AA+ and higher. This is to ensure that the category is invested in high quality securities.

Credit risk
A separate category is created called Credit Risk Fund which can invest at least 65% of its assets in corporate bonds which are at AA rating or below. These were earlier called credit opportunity funds.

This type of mutual fund inherently has a higher credit risk which means the risk of default from securities in the portfolio is higher than other debt funds.

The aim with this detailed categorisation is to help investors identify the maximum permissible risk level, be it interest rate or credit, clearly at the time of investment.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Kotak Corporate Bond Fund

Best SIP Funds Online

Kotak Corporate Bond Fund

This fund is about 10 years old, with a track record of steady returns from investing in a high-quality corporate bonds. Current average maturity of the fund is slightly below 3 years. It is placed in the income fund category, but given that the focus is on corporate bond-based accrual portfolio, it does not take high risk opportunistic-duration calls. This makes the fund returns less volatile as compared to the category.

Moreover, it is largely a AAA portfolio, which gives comfort on quality. In 2013-14 when financial markets world over were under stress, this fund too performed poorly. Two other years where performance was below average are 2009 and 2010, which were stress years for the Indian debt markets as the economy was in a rate-hike cycle. Other than that, the fund has been able to deliver between 8.5% and 9.5% annualised return over 9 years. In a positive rate cycle, returns have gone up to double digits of around 12-14% as well.

Again, this is a conservative fund meant for investors who want to park short- to medium-term money with little concern on credit quality and a steady return.

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

AXIS FOCUSED 25

AXIS FOCUSED 25 fund runs a compact portfolio of around 25 stocks. This concentrated approach allows the fund manager to take a sizeable exposure to his high conviction bets. The fund is highly benchmark agnostic, and the portfolio significantly diverges from the index in both individual and sector positions.

AXIS FOCUSED 25 fund invests predominantly in large-caps, but takes a sizeable expo sure to mid-caps as well. The fund manager prefers high growth, quality businesses and holds them through their entire business cycle.

While AXIS FOCUSED 25 fund has beaten its benchmark comfortably across time periods, it lags behind many of its peers. The presence of a skilled fund manager augurs well, but more consistency in outperformance will provide more comfort.

01_05_2017_124_005_008.jpg

01_05_2017_124_005_009.jpg

01_05_2017_124_005_010.jpg

Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich

Top 10 Tax Saver Mutual Funds for 2018

Best 10 ELSS Mutual Funds to Invest in India for 2018

1. DSP BlackRock Tax Saver Fund

2. Tata India Tax Savings Fund

3. Birla Sun Life Tax Relief 96

4. ICICI Prudential Long Term Equity Fund

5. Invesco India Tax Plan

6. Franklin India TaxShield

7. Reliance Tax Saver (ELSS) Fund

8. BNP Paribas Long Term Equity Fund

9. Axis Tax Saver Fund

10. Sundaram Diversified Equity Fund

Invest in Best Performing 2018 Tax Saver Mutual Funds Online

Invest Best Tax Saver Mutual Funds Online

Download Top Tax Saver Mutual Funds Application Forms

For further information contact SaveTaxGetRich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

OR

Call us on 94 8300 8300

ICICI Prudential MultiAsset fund

Best SIP Funds Online

ICICI Prudential MultiAsset fund – This is renamed

w_fund_20160505-kS--414x621@LiveMint.jpg

SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com