IDFC Tax Advantage

Best SIP Funds to Invest Online

The portfolio of the fund has over 60 stocks, which further brings in the much needed diversification

  • Strong growth: IDFC Tax Advantage

IDFC Tax Advantage fund started on the wrong foot in 2008, but it has since then earned its stripes among other tax planning funds with its consistent performance. A relatively small corpus allows the fund manager to allocate a higher proportion to mid and small-cap stocks, which have added to its returns in recent years. A very actively managed fund, the portfolio of the fund has over 60 stocks, which further brings in the much needed diversification.

The fund manager follows a growth-at-a-reasonable-price approach to stock selection by identifying companies based on their growth potential and future prospects. The only flipside of investing in this fund is the fact that it is yet to face a beat phase of the market, but in years like 2011 and 2013, it did manage to fare well despite any significant moves in the markets. This is a slightly risky fund among the ELSS category to invest in, but worth every bit if you are looking for more than usual returns.

Launch Date: December 17, 2008
Fund Manager: Daylynn Gerard Paul Pinto
Benchmark: S&P BSE 200 Index

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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Tata India Tax Savings Fund

Best SIP Funds to Invest Online

An eye for companies with quality management and potential to gain over time have been the hallmark of this fund

  • Resilient player: Tata India Tax Savings

A trait that sometimes goes against this fund is its erratic returns, which if one stays through the three year lock-in, pays off eventually. A mid-cap focused ELSS, with investments in growth oriented companies and an eye for companies with quality management and potential to gain over time have been the hallmark of this fund.

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One of the oldest tax planning funds, it has witnessed several ups and downs in the markets and changes its own management team to come out stronger. So, do not write this one off just because it manages a relatively meagre corpus. This small corpus in fact, offers the fund manager the freedom to move across market capitalisation to achieve returns. Where it definitely scores over several of its peers, is in its ability to check on the losses when the markets tank, a trait that augurs well for conservative investors. Invest in this fund to stay through the cycle and longer to gain the most.

Launch Date: March 31, 1996
Fund Manager: Rupesh Patel
Benchmark: S&P BSE Sensex Index
Expense ratio: 2.53

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

DSP BlackRock Tax Saver fund

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DSP BlackRock Tax Saver fund scores on its performance with the multi-cap approach it takes to build its portfolio

  • Solid performer: DSP BlackRock Tax Saver

DSP BlackRock Tax Saver fund has been a consistent performer over several years in the ELSS category and in some years, its performance could put several diversified funds’ performance to shame. The fund manager follows a relatively conservative approach, despite relative lower redemption pressures owing to the automatic lock-in when investing in this fund. This fund scores on its performance with the multi-cap approach it takes to build its portfolio. Only stocks of high quality companies find way into the portfolio, which is also well diversified.

DSP BlackRock Tax Saver fund’s margin of outperformance compared to its benchmark is commendable, especially in years when the markets did not have anything spectacular to show. Such quality track-record proves the ability of this fund to do well across both bull and bear phase of the market and suitable for anyone looking for a tax saving investment option. These positive traits have resulted in increased inflows into the fund over time.

Launch Date: December 26, 2006
Fund Manager: Rohit Singhania
Benchmark: Nifty 500 Index

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

L&T Tax Advantage

Best SIP Funds to Invest Online

The fund follows a growth approach to investing in quality stocks that have a large-cap tilt

  • Potential gainer: L&T Tax Advantage

This large-cap tilted ELSS has fared consistently and fared better than its benchmark by posting a higher margin of outperformance. The fund follows a growth approach to investing in quality stocks that have a large-cap tilt, which is evident in its portfolio. The portfolio is further well diversified across market capitalisation and sectors with over 60 stocks finding a place in it. The upside with this fund is the fact that it has witnessed both down and up cycles of the market to come across as a winner in the long run.

Do not doubt the fund based on its size and a few mediocre years of performance, because when analysing its rolling three year returns, the fund’s performance stands out to qualify as a must have ELSS in one’s portfolio. Stay invested through the lock-in and there are chances of benefiting from returns as well as tax savings will prove to be worth the investment.

Launch Date: January 31, 2006
Fund Manager: Soumendra Nath Lahiri
Benchmark: S&P BSE 200 Index
Expense ratio: 2.08

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Franklin India Balanced Fund

Best SIP Funds to Invest Online

Franklin India Balanced Fund is now Franklin India Equity & Debt Fund

Franklin India Balanced Fund scheme seeks to achieve long-term capital appreciation with stability of investment and current income from a balanced portfolio of high quality equity and fixed-income securities.

Franklin India Balanced Fund which has trailed its benchmark in only one year out of the last 15, it is an ideal fit for conservative investors. It takes very few risks both on its equity or debt market investments.

Franklin India Balanced Fund mandate allows an asset allocation of 50 to 75 per cent in equities. But, in practice, the fund has maintained about a 65-35 allocation between equity and debt on a steady basis. The equity style followed growth at a reasonable price. The fund manager also uses a macro overlay to align the sectoral exposure in line with the economic growth outlook.

In debt, the focus is on generating regular coupon income, along with some capital appreciation through active duration management. The fund generally invests in a portfolio comprising of government securities and corporate bonds with high credit ratings and high secondary market liquidity. The fund has been moderate with its duration calls, with the latest average maturity on bonds at 4.56 years.

In the last one, three and five years, the fund has outpaced the balanced benchmark but lagged behind the category. With its stated focus on low volatility returns, this fund has navigated bear markets as well as bull phases. It delivered sizeable market outperformance in 2006, 2014 and 2015. It managed to contain losses well in 2011 after lagging the indices in the bear year of 2008. In recent times, the fund has been quite overweight on large caps relative to peers and underweight on mid-caps.

A good option for investors who would like to limit downside.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Aditya Birla Sun Life Top 100 Fund

Best SIP Funds to Invest Online

Aditya Birla Sun Life Top 100 Fund is now called Aditya Birla Sun Life Focused Equity Fund

Experts believe that 2018 will be the year of consolidation for markets, and they are unlikely to see any rally during the calendar year. In fact, given the uncertainty over the pace of recovery in earnings, the markets are expected to be range-bound or fall further.

To deal with such uncertainty, it makes sense to be with schemes that focus on large-sized companies because they may not fall as much as mid- and small-sized ones. Also, large-sized companies are better equipped to deal with high market volatility.

Among large-cap schemes, Birla Sun Life Top 100 Fund stands out as a good investment option. Managed by Mahesh Patil, the scheme follows a buy-and-hold strategy and dedicates a large part of its portfolios to large-sized companies. In the past three years, Birla Sun Life Top 100, a five-star-rated scheme, has not only beaten its benchmark, the Nifty50, but also its peers. In the past three- and five-year periods, the scheme has delivered 9.6% and 17.6% returns (compounded annual growth rate), while the Nifty50 has returned 6.6% and 12.2%, during the same period.

Patil has increased exposure to companies, such as Maruti Suzuki, ITC, HDFC Bank, and Bharat Electronics, which have extremely high earnings visibility given the sustained improvement in business in their respective sectors.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

Axis Long Term Equity Fund

Best SIP Funds to Invest Online

Axis Long Term Equity Fund scheme aims to generate regular long term capital growth from a diversified portfolio of equity and equity related securities. The Scheme Will invest in companies with strong growth & a sustainable business model.

Axis Long Term Equity Fund has slipped to a four-star rating in the last few months after retaining a five-star rating since launch. It witnessed a slowdown in performance in 2016 but has recovered in 2017. The fund’s investment strategy focuses on buying quality growth stocks. While selecting stocks, the fund looks for superior and scalable businesses, a high return on capital and secular growth.

Axis Long Term Equity Fund is large-cap oriented as compared to its peers. In the last one year, large-cap weights have been at 65 to 75 per cent and mid-caps at 25 to 30 per cent, with marginal small-cap positions. Consistent performance has led to the fund seeing its asset size burgeon from a mere Rs 4 crore at launch to Rs 16,108 crore by December 2017. However, the multi-cap mandate allows it leeway to manage this through large-cap exposures. While the three year returns are slightly below that of the category, the fund’s one year returns are about 1 percentage point higher and five year returns 3 percentage points more than the category returns.

Axis Long Term Equity Fund, being a later entrant, managed to skip the bear market of 2008 and thus hasn’t really been tested in a severe market meltdown. Its performance in 2011, however, showed an ability to contain losses in a falling market. It has delivered convincing outperformance of both its benchmark and peers in most bull years – be it 2010, 2013 or 2014.

A good multi-cap option if you like to own quality businesses.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

LTCG Tax on Partial Withdrawals from MFs

Best SIP Funds to Invest Online

The method to be used while ascertaining capital gains when the investment is made over a period of time

The principle being followed is First-in-First-out (FIFO). If you have invested over a period of time, your oldest units are redeemed first. The difference between the date of purchase and date of redemption of those units is calculated. If it is more than 365 days, it will be considered as long-term capital gains. If it is 365 days or less, they are considered as short-term capital gains.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

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Invest [at] SaveTaxGetRich [dot] Com

AXIS FOCUSED 25 Fund

Best SIP Funds to Invest Online

3 year return: 15.44%

Fund Manager: Jinesh Gopani

Top 10 holdings: 55.5%

The fund manager implemented three basic ideas: one, he focused on secular growth stories, which took him to companies with high credit ratings. These companies have been naturally blue chip, which, to a large extent, ensured high growth given their leadership position in their sectors. Two, he generated alpha by focussing on Initial Public Offerings and some listed companies which have a unique positioning in a given sector in comparison with their peers. Lastly, he focused on cyclical themes, and companies that embarked on capex. A few prominent companies which have helped lift the scheme’s performance are Bajaj Finance, Endurance Technologies, Bandhan Bank, Gruh Finance and Kotak Mahindra Bank.

SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Investing orientation. Invest in Best SIP Mutual Funds and get good returns over a period of time. Know which are the Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com

SIP Tax benefits

Best SIP Funds to Invest Online

MF Tax benefits

Mutual fund schemes (the ones that are majorly invested in equity) do not have any long term capital gains tax, dividends are tax free and short term capital gains are taxed at 10% Plus surcharge.

SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich – Best ELSS Funds

For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com